still can't afford for those insured

I must admit that before watching this movie, I thought that the access to proper medical care is only a problem for uninsured.  But now I realize what happens to the 250 million Americans who do have health insurance: they cannot afford either.  

In the movie a former insurance company “hit man” talks about combing through a patient’s past medical records and life history, looking for excuses to deny coverage.  I think what Michael Moore want to tell us is that we are always the disadvantaged comparing to insurance company employees since they are much more familiar with those so called insurance rules, using them to take way our money as much as possible and to offer services as little as possible.  This happens because health care is industry in the U.S. and profit is still the first concern of insurance companies.  I think it's really hard to change this situation without changing the whole system.